About us

Locally owned. Colorado to the core.

For more than twenty years, we’ve helped Colorado families, seniors, and businesses find honest coverage, one conversation at a time.

Our story

It started at kitchen tables. It still feels that way.

Northern Colorado Insurance Agency is locally owned and operated, and has served clients across the state for over twenty years. We pride ourselves on personal service: finding you the best coverage at the best price, and always keeping a good listening ear.

Insurance can feel cold and complicated. We built the opposite. When you call, a real person answers. When your renewal changes, we explain why. When a cheaper plan fits you better, that’s the one we recommend. Our whole model is built to line up with what’s good for you.

RM

Reed Miller

Owner & Senior Advisor
Meet the owner

Twelve years of getting employers a better deal.

Reed has spent more than a decade working with companies from ten to a thousand employees, focused on cost-mitigation strategies that ease the financial burden of benefits while raising what employees actually receive. A Colorado native and CSU finance grad, he’s become a vocal advocate for transparency and accountability in an industry that badly needs both.

Colorado State University
Finance, College of Business
BizWest 40 Under Forty
2023 recipient
United for Youth
President, $300k+/yr to local kids
Northern Colorado native
Married, two sons
What we stand for

Values you can feel on the very first call

01

Personal service

We find you the best coverage at the best price, and always keep a good listening ear.

02

People before profits

Our advice is aligned with your interests, not a commission target.

03

Transparency & accountability

Reed is a vocal advocate for an honest, accountable healthcare industry.

Let’s get to know each other.

No pressure, no jargon. Just an honest conversation about what you need.