Our services

One agency for every kind of coverage.

Medicare, individual health, life, and employee benefits, all under one roof, all handled by a real person.

Age 65+ or qualified

Medicare Plans

Turning 65 or already on Medicare? We cut through Advantage, Supplement, and Part D so you land on the plan that actually covers your doctors and prescriptions, at the lowest real cost.

What’s included
Advantage & Medicare Supplement
Part D drug-plan reviews every year
We check your exact meds and pharmacy
No cost to you for our help
Under 65, no employer plan

Individual Health Insurance

For anyone under 65 without an employer or government plan. We guide you through the marketplace, find every subsidy you qualify for, and match you to coverage that fits your life and budget.

What’s included
Connect for Health Colorado certified
Subsidy & tax-credit eligibility
Plans for families and the self-employed
Straight answers, no upsell
Protect your people

Life Insurance

Coverage for the people who count on you. Term and permanent policies, final-expense plans, and infinite-banking strategies, sized to your goals rather than a sales quota.

What’s included
Term & permanent policies
Final expense
Infinite banking strategy
Reviewed as your life changes
For businesses & their teams

Employee Benefits

We build and run benefits programs that lower a company's cost while raising what employees actually feel. From plan design to open enrollment, your team gets a real advisor, not a portal.

What’s included
Plan design & cost mitigation
Open-enrollment support
A benefits site your team will use
Companies from 10 to 1,000 employees
See it liveA benefits site we built for a client

Not sure which coverage you need?

That’s exactly what we’re here for. One call and we’ll point you the right way.